# 150 AI prompts for Financial Advisors — free list of every prompt

https://www.ai-on-the-job.com/prompts/006-ai-on-the-job-financial-advisors-edition

150 AI prompts for Financial Advisors

Every one of the 150 prompt titles in the book, in the book's own eight
groups. Twelve are printed in full and marked; use those today.
The yellow parts are the blanks you fill in.

Setup & Voice Prompts 1–15

#1Your permanent profilePaste into custom instructions: “I’m a financial advisor running a [SOLO / N-PERSON] practice, [RIA / hybrid / broker-dealer affiliated], serving mostly [CLIENT BASE]. Rules for everything you write: (1) never give investment advice, never name or recommend specific securities or products, never predict or project performance, never use ‘guarantee’; you draft the communication of decisions I’ve already made. (2) Leave every number, date, and dollar amount as ____ unless I give it. (3) Everything client-facing or public is a DRAFT for my review and my firm’s compliance process. (4) Plain English, professional and warm, no hype, no exclamation points, ~8th-grade level.”

#2The tone calibrator

#3The plain-English filter

#4Shorter, always

#5Three versions

#6The de-jargonizer

#7Teach it your voice

#8The reverse brief

#9Fix my dictation

#10Email to note

#11The second opinion

#12Explain like a mentor

#13The checklist maker

#14The translation pass

#15What did I forget

Meeting Prep & Follow-Up Prompts 16–40

#16The agenda engine“Build a client-review agenda from my de-identified notes below. Structure: THEIR WORLD (life updates to ask about), FOLLOW-UPS (open items from last meeting), THE PLAN (topics I’ve flagged), DECISIONS NEEDED (framed as questions), NEXT STEPS placeholder. One page, client-friendly wording — I may hand them a copy. Do not add planning topics or recommendations I didn’t mention. Notes: [PASTE DE-IDENTIFIED CRM NOTES].”

#17The prep brief

#18First prospect meeting agenda

#19The annual-review agenda

#20What changed since last time

#21The summary letter clients actually read

#22The action-item split

#23The short version

#24The annual-review packet narrative

#25Two risk comforts, one couple

#26The retirement-transition one-pager

#27The business-sale one-pager

#28The life-event one-pager“Draft a one-page educational framework for a client facing [EVENT: retirement transition / sale of a business / an inheritance]: the key decisions ahead in rough order, the questions each raises, and which professionals are typically involved (CPA, attorney, me) at each step. Generic and educational — no recommendations, no numbers, no tax or legal conclusions; note that specifics depend on their situation and their tax and legal advisors. Under 300 words. Label DRAFT for compliance.”

#29The sensitive first meeting

#30College-funding meeting prep

#31Equity-comp meeting prep

#32The discovery question set

#33The prospect second-meeting recap

#34The ‘no decision needed’ note

#35The plan-update delivery agenda

#36The bring-these-documents note

#37The beneficiary-review agenda item

#38The family-meeting agenda

#39The refresher from old notes

#40The unanswered follow-up

Client Communication in All Weather Prompts 41–65

#41The volatility letter“Markets dropped [X%] this week; headlines are about [THEME — general]. Draft a short letter to my clients: acknowledge plainly what happened and that feeling uneasy is normal; remind them their plan was built expecting markets like this (plain English, not ‘stay the course’ clichés); state what I’m doing ([reviewing plans / watching rebalancing bands / available by phone]); invite anyone who wants to talk to call or reply. No predictions, no ‘markets always recover,’ no performance numbers, no urgency language. Calm, plain, warm. Under 250 words. Label DRAFT — this goes to compliance before it goes anywhere.”

#42The retiree version

#43Week-two of a rough patch

#44The recovery note (no victory laps)

#45The quarterly letter

#46Quarterly letter, three audiences

#47The scared-email reply

#48The headline explainer

#49The tax-season boundary note

#50The RMD-season reminder

#51The deadline-season checklist note

#52The ‘thought of you’ touch

#53The milestone note“Draft a short congratulations note for a client milestone ([retirement day / new grandchild / paid-off mortgage]): specific, warm, one sentence connecting it to what they told me they wanted, zero segue into business. Under 60 words.”

#54The condolence note

#55Hard news without euphemism or panic

#56The spending conversation opener

#57Conveying a guardrail I’ve set

#58The ‘I want out’ reply

#59The fee or service change letter

#60The coverage note

#61The year-end letter

#62The birthday note that isn’t a template

#63The divorcing-couple neutrality note

#64The ‘my friend’s advisor said’ reply

#65The graceful goodbye

Practice Operations Prompts 66–85

#66The fee explanation“Draft a plain-English explanation of my fee for clients and prospects: I charge [YOUR STRUCTURE, e.g., 1% annually on managed assets, billed quarterly / a flat planning fee of $____]. Cover: what the fee is, how and when it’s billed, everything it includes ([MY LIST]), and what it doesn’t ([fund expenses, custodian fees]). No defensiveness, no comparison to other advisors, no value hype — just clear. Under 200 words. Note where my Form ADV / fee schedule applies. DRAFT for compliance.”

#67The annual value recap

#68The plain-English companion

#69The welcome packet

#70The onboarding sequence

#71The transfer-status update

#72The first-90-days letter

#73The document checklist

#74The paperwork cover note

#75The portal walkthrough

#76Dictation to CRM note“Turn my dictated debrief into a CRM-ready meeting note: DATE / ATTENDEES (as initials — I’ll attach to the right record in my CRM) / TOPICS DISCUSSED / DECISIONS & RECOMMENDATIONS (exactly what I said — do not expand, soften, or add rationale I didn’t state) / ACTION ITEMS (mine vs. client’s, with owners) / FOLLOW-UP DATE. Terse, factual, no adjectives. Debrief: [PASTE].”

#77The task extractor

#78The 12-month service calendar

#79The service-tier descriptions

#80The down-day phone script

#81The review-prep trainer

#82The SOP writer

#83The custodian paper trail

#84The year-end sweep

#85The Friday practice sweep

Referrals & Centers of Influence Prompts 86–105

#86The COI introduction letter“Draft an introduction letter to a [CPA / estate attorney] I’d like to build a referral relationship with. Cover: who I serve in one specific sentence ([MY NICHE]); how I typically work with their profession ([tax-aware planning coordinated with the CPA / keeping estate documents and beneficiary designations aligned]); what makes referrals easy — I report back (with client consent) and I never step into [tax prep / legal work]; a low-stakes close: coffee or a 20-minute call. No superlatives, no ‘trusted advisor’ language, nothing about performance. Under 250 words. DRAFT — my compliance process reviews outreach like this.”

#87The COI research brief

#88The after-coffee follow-up

#89The ‘how we work with CPAs’ page

#90The tax-time handoff note

#91The estate-alignment note

#92The niche one-pager

#93The referral thank-you

#94The referral conversation script

#95The ‘who we serve best’ paragraph

#96The professional bio

#97Client-appreciation event copy

#98The event follow-up

#99The educational-event framing

#100The testimonial-rules briefing

#101The approved-review response

#102The COI quarterly touch

#103The wholesaler boundary

#104The study-group intro

#105The COI lunch-and-learn invite

The Knowledge Work Prompts 106–120

#106The kitchen-table explainer“Explain [CONCEPT: a Roth conversion / sequence-of-returns risk / how RSUs are taxed] the way I’d explain it across a kitchen table to a smart client with no financial background: one everyday analogy, the ‘so why would anyone do this’ in plain terms, and the two questions clients always ask next with short answers. Educational only — no recommendation, no numbers unless I supply them, and a closing line that whether this fits someone depends on their situation. Under 250 words. DRAFT — if this becomes a handout or email, it goes through my compliance review first.”

#107The sequence-risk special

#108The equity-comp translator

#109The analogy generator

#110The document translator

#111The fact-sheet extractor

#112The devil’s advocate

#113The CE study plan

#114The designation drill

#115The bulletin summarizer

#116The conference distiller

#117The estate-concept explainer

#118The tax-change brief

#119The whitepaper-to-talking-points

#120The ‘should I take this client’ gut check

Marketing & Growth Prompts 121–145

#121The niche positioning page“Draft my website’s core positioning page for [NICHE]: headline naming who I serve in their words; the 4–5 money situations these people actually face ([LIST — their language]); how I help, described as process not outcomes; who I’m not the fit for, one honest line; one clear next step ([intro call link]). Strict rules: no performance claims or projections, no guarantees, no ‘secure your future’ language, no credentials or experience I didn’t state: [MY REAL CREDENTIALS/YEARS]. Plain, specific, warm. DRAFT — goes to my compliance review before publication.”

#122The niche interrogation

#123The ‘how we work’ page

#124The fee page

#125A month of LinkedIn posts

#126The LinkedIn About section

#127The educational article

#128The content calendar

#129The email newsletter

#130The lead-magnet checklist

#131The seminar outline

#132The webinar promotion set

#133The seminar follow-up sequence“Draft the post-seminar sequence: (1) thanks + the promised handout; (2) one-week note answering the top question from Q&A (generic form); (3) the soft offer of a one-on-one conversation, easy to decline. No pressure, no countdowns. Each DRAFT for compliance.”

#134The website FAQ

#135The home page

#136The Google Business Profile

#137The recruiting post

#138The local-media pitch

#139The community sponsorship post

#140The pre-compliance scrub

#141The prospect drip

#142The second-opinion offer

#143The differentiation paragraph

#144The annual practice letter

#145Marketing month in 60 minutes

Admin & Momentum Prompts 146–150

#146The Monday morning brief“Organize my week from this mess: [PASTE MEETINGS / DEADLINES / PROMISES / OPEN TASKS — no client identifiers, initials fine]. Output: schedule conflicts, the 3 client-impact-critical items, follow-ups owed today, compliance submissions pending, and what I’m probably forgetting based on what I told you last week [IF IN THIS CHAT].”

#147The quarter-end file check

#148The meeting-with-myself

#149The delegation test

#150The edition-one graduation